Cayman Costs
Free Cayman Islands calculators10 TOOLS

Know Your Numbers
Before You Buy, Move or Apply

Free calculators for property closing costs, mortgages, import duty, Permanent Residence points, roll-over and PR dates, stamp duty, PR fees, History & Culture practice and BOTC residence days - built for people living in or moving to the Cayman Islands.

Every tool, one place

Property, mortgage, import duty, Permanent Residence points and BOTC residence days - all free, all built for the Cayman Islands.

Free opens without signing in. Free account keeps your saved data across devices; Cayman Costs Plus adds the multi-year planner on top.

Free

Property Transaction Costs

Stamp duty, legal fees, bank charges and every closing cost - the cash you need to complete a purchase.

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Free

Mortgage Model

Full amortization with daily accrual, rate changes and equity tracking over the life of the loan.

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Free

Stamp Duty Calculator

Duty on the transfer and the mortgage in CI$ - the 7.5% and 10% bands, the 1%/1.5% mortgage duty and every Caymanian concession threshold from the 2025 Regulations, each band cited.

Calculate the duty
Free

Import Duty & COLS

Estimate customs duty on goods shipped to Cayman, plus a COLS document checklist.

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Free

Roll-over & PR Date Calculator

Enter the date your permit clock started and see the eight-year PR eligibility date, the nine-year term-limit date and the Caymanian-status horizon - each with its section cited.

Calculate the dates
Free

PR Cost & Timeline Estimator

Government fees for a permanent-residence application from 1 May 2026 - by band, dependants and permission to keep working - with a timeline to the first annual declaration. Every figure cited.

Estimate the fees
Free

History & Culture Test Practice

Free 20-question sample of original practice questions with sourced answers for Factor 6 - 40 questions, half a point each, up to 20 PR points.

Try the sample
Free account

PR Points Calculator

See your current Cayman PR score, project it to your application date, and track what can still be earned within the annual donation and community-service caps.

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Free account

BOTC Residence Calculator

Count absences from the Cayman Islands against BNA 1981 Schedule 1 - earliest filing date, 12-month and 5-year headroom, every figure citing its statute.

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Free

Buying Guides

Step-by-step guides to the Cayman Islands property buying process.

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100% free to use

No fees. The property tools need no registration; the PR and BOTC tools save to a free private account so your data follows you across devices.

Key Cayman Islands Facts

8 years
Residence Before a PR Application

Immigration (Transition) Act s.37(1); unchanged by the 1 May 2026 amendments

110
Points to Pass the PR Assessment

Nine factors in Schedule 2 of the Immigration Regulations; 7.5% stamp duty on a purchase

0%
Income & Capital Gains Tax

No income, capital gains, or property tax in the Cayman Islands

Accurate Calculations

Based on current Cayman Islands stamp duty rates and banking fees.

Instant Results

Real-time calculations as you adjust parameters. No waiting.

Save Scenarios

Create an account to save and compare different property scenarios.